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For life’s moments big and small

As your Partners in Money, our attitude is to be responsible, fast and always ready to help. So, what are you looking for today?

Featured offers and updates from Latitude

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Credit Cards

Latitude GO Mastercard

Bonus Harvey Norman® Gift Card worth up to $1,000 with a 50 months Interest Free equal monthly payment plan. Monthly credit card fee (currently $10.95) applies. Min spend $750. Offer ends 31 Jan 2026.

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Credit Cards

Latitude Gem Visa credit card

Get $250 back in Latitude Rewards when you spend $1,600 on general purchases per month for 3 months after approval. New customers only, must be approved by 30 Jan 2026.

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Personal Loans

Latitude Personal Loans

Reset your finances and go confidently into what's next with a simple application, plus the option of no repayments for the first 3 months subject to eligibility criteria.

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Credit Cards

Latitude 28° Platinum Mastercard

No annual card fee for the first year (normally $96). Plus earn up to $500 in Latitude Rewards in your first year. Minimum spend on eligible purchases applies. New customers only. Must be approved by 26 February 2026.

At Latitude, we’re your Partners in Money, we make it possible with financing solutions in the moments that matter

Trusted by millions

More than 1.8 million customers across Australia and New Zealand

Award-winning products

Proudly recognised with multiple Canstar and WeMoney awards across our credit card and personal loan products

Long standing support

Helping Australians manage their finances for a century

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Shop Interest Free from our retailers

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What’s important to you?

Buying that new car

Better comfort, better kerb appeal. Discover our car loans.

Consolidating your debts

It’s time to take control and get your life back.

Renovation

Build that dream kitchen, or entertain on your new deck. Turn your house into a home.

Shop Interest Free

Choose a Latitude credit card for flexibility and access to our Interest Free deals.

Let's Explore

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Help Centre

For FAQs, useful information and quick and easy forms.

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CreditSmart

Find out more about credit reporting.

Hardship Care

If you're struggling with your repayments, we're here to help.

Digital wallets

Any mobile. Any wearable. Including Apple Pay and Samsung Pay.

Need an Interpreter?

We can arrange one for you at no additional cost (Language Loop service is subject to availability).

Vulnerable customers

Providing you with care and support when you need it.

Why partner with Latitude?

Easy

We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.

Nothing hidden

See all the interest rates and fees up front. No tricky finance talk. Just clear and open, always.

Everyone’s included

We’re all different, so it makes sense to assess applications individually. That’s why we tailor our rates based on your circumstances.

Let’s work together

We get it. Borrowing money is a big deal for everyone so we’re here as your money-partners, finding the best way to make it happen. And when life changes, we’ll help work it out together.